Advisor Disclosure

Licensing

I, Lane Cuthbert, am a licensed life insurance agent in the Province of British Columbia. I am also an ordained minister and legal representative for the Province of British Columbia to carry a marriage license. As such, I officiate a small number of weddings each year.

Companies I Represent

I currently hold broker contracts with the following companies: Manulife Financial, Empire Life, Equitable Life, Canada Life, Canada Protection Plan, Humania (Hugo), Desjardins, Sunlife, Ivari, RBC, SLi, BMO, SSQ, iA Assurance, myHSA, Manulife bank, and ISI.

 Relationship with the Companies I Represent

No insurance company holds an ownership interest in my business, nor do I hold an interest in any insurance company

Compensation

If you choose to purchase a financial product through me, I will be paid a sales commission from the company that issues the product. Although I earn a commission when you purchase financial products, it is sound financial strategy and not just products which help you to achieve financial success. I charge a fee for strategy design work, but this fee is discounted if you go on to implement strategies and products under my guidance.

I may receive a renewal (or service) commission if you keep your financial products for years to come. I may also be eligible for additional compensation, such as bonuses or non-monetary benefits like travel incentives, depending on factors like the volume or consistency of business I generate over a given time period. While I am paid commissions by insurance companies, no insurance company holds an interest in my business. Your financial goals are my first priority.

More Information

If you’d like more information about my qualifications or the nature of my business relationships, please email my team.